HBG Publications
 
I first heard about this awesome opportunity in the local newspaper, where you think everything is legit. It seemed like the opportunity of a life time $7.00 per stuffed envelope. Possible making $2,800 dollars a week. There letter that they sent in the mail seemed to make perfect sense. So of course I sent in my $40 dollars, for the startup kit. Plus that was going to be refunded anyway with another $50 dollars if I sent in my money within 7 days. I love the way that they use the word "guarantee" throughout the whole letter. I can't believe people can get away with things like this. 
 
I sent away for another brochure on the same day I sent away for the first one and its weird the same exact letter was sent under a different company name of course I did not get them on the same day I wish I would have then I would have maybe caught on to this scam before I lost $40 dollars.  If anyone finds a real envelope stuffing company where you can make money please let me know I am 8 months pregnant and trying to be a stay at home Mom.

HBG Publications
Diamond Bar, Calif. 
 
After I sent the $40 in to them It took a week to hear back from them.  The ad they put in the newspaper is a false. When I receive there information it was totally different the job listed.

They also state that you don't get a refund not unless you at least try what say.  But you will have to spend out more money.

HBG Publications
Diamond Bar, California 91789

I swear I thought it was a solid way to make money, but thank god I decided to look it up before I sent in my money order. I feel stupid for believing in the ad. My boyfriend had told me it was a scam but I didn't believe him but thank you for stating what they did to you it helped me not become another victim.

HBG Publications
Diamond Bar, California 91789

I was also trying to make some extra cahs for christmas & to catch up with my bills but thanks to all of you who place these complaint ads now i'm not going to be fool by those scammers.

HBG Publications
Diamond Bar, CA. 91789

Home Mail Processor still  scamming and they will continue to succeed!
Also in Local newspapers!

HBG Publications
Diamond Bar, Calif.
 
May God have mercy on your souls, because in due season you Will be caught. You may think your coming out on top, but your not. You messed with a woman of God. And the word states, Touch not my anointed and do my prophets no harm. I cried when I read these scams, because I to was fooled. I am angry, but I'm not going to sin. In the end you will be my foot stool, and guess whose going to have everything I want because I will be in Heaven and if you don't stop then you will burn in hell forever, no turning back. Even though I probably won't see you, but you Will see my face repeatedly, if you don't turn from you wicked ways, and repent of your sins. This that I am telling you is No Scam. It's real and God is too. You messed with the wrong woman. You go ahead and keep the $40 and may God Bless you. No matter what, I am an over comer!

All that I read apply's to me. I was scammed out of $40, but guess what everyday people get money and see the faces of the scammers and lose money. When you do have a job and don't recognize Who gave you that job, rob and steal just like these people do. If you don't pay your tithes then you'll never keep money. I know I'm a living witness. God has Never failed me yet. God has something bigger and better for me. I had to go thrugh this for a reason. All things happen together for my good. Romans 8:28. Turn away from you evil ways and get to know a man that will look past All you fauls and see your needs.

HBG publications

The phone number connected to HBG is (909)869-0563 the number is local to diamond bar Calif. 91765 the name connected to the number is -I. Cromwell- no physical address is available

HBG Publications-Order processing department-AKA fat guys left pocket.

 
I saw the ad in the paper saying I can basically make 12k in a month, so being from buffalo, NY I thought I'm about to make jay-z money but after doing some research I saw if I sent my $40 I would be making boo-woo the fool money so I still have my 40 bucks...thank God for common sense.

HBG PUBLICATIONS
Diamond Bar, California 91789

Complete Scam

I was trying to pay for my son's school. Now my son has been kicked out of school for lack of payment. I am a single Mom with no help and no PA. UNABLE TO PAY FOR CHILD CARE AND HAS NOW HAS LOST MY JOB ALL DUE TO THIS SCAM. ANYONE LOOKING TO COME TOGETHER FOR A CLASS ACTION SUIT GET IN TOUCH PLEASE. THERE IS POWER IN NUMBERS. Let's start holding people and companies liable for what they print and who they do business with.

HBG Publications  

HBG Publications is not a scam but a trick. They tell you, that they will pay you seven dollars for every envelope you secure and stuff! They didn't lie, but they tell you that "secure" can also mean that you have to get the envelopes yourself - from your own customers.

HGB PUBLICATIONS

DIAMOND BAR, CALIFORNIA 91789

I saw an ad in the paper that I thought would be perfect for me to make some money to help out my family, I was the soul provider of my household until I got hurt at work and now have to have the surgery, and have been told I will be out of work for 5 months.  That will hurt financially. So I sent off for a home employment job, just to make ends meet,  well I told a few friends who told me to check into it first on the Internet and with the BBB.  I'm so lucky to have smart thinking friends.  My advice whatever you want to get into that is new, PLEASE!!!! Check it out first, listen to your friends and act on it, because most of us who are interested in these businesses are desperate to keep paying our bill on time, and these SCAM ARTIST are very aware of this. Always be cautious!!!

HBG Publications
Diamond Bar, Calif. 91789

To anyone wanting quick cash, don't trust HBG. I sent 40 dollars and never got a response. Someone please report HBG Publications to Better Business Bureau. Lisa Fisher was the contact name in letter.

HBG publications
 
DON'T SEND THEM MONEY...THEY ARE A FRAUD..I send them $40 and I never heard from them again..what should u recommend me doing?

HBG PUBLICATIONS

They put an ad in the newspaper saying that they would give us $7.00 for every envelope that we stuff. We had to pay them $40 before we got anything and that we would get $700 for stuffing 100 envelopes.

HBG Publications
Diamond Bar California

I should have listened to my sister when I told her about this work at home opportunity when she said to check into this scam. How stupid am I to believe there are trustworthy mail businesses out there. How can I get my $40.00 back?

HBG PUBLICATIONS
Diamond Bar, CA

Their simple, pleasant work you can do at home, is no work at all!
Send then their requested $40 and never hear or recieve anything from them again.

They say you will recieve 'gauranteed' the $40 you sent in plus a $700 check with your first 100 envelopes they mail to you.

Be aware: If they don't have a customer service number or any phone number at all for that matter don't deal with them.

HBG Publications

 We sent in our $40.00 for our start up kit also and haven't heard from these people since. Should I put a tracer on my money order?

HBG Publications
 
Yes, I  agree this is a scam because I did the same thing too and never heard from them again. The opportunity seems sooo real, but when you really think about it, you cant help but to wonder why more people aren't employed at home if this is such an easy way to get money.

HBG Publications 

My sister was a dummy who sent of $40 of money she did not really have.  Boy did she feel stupid.  Why did she feel stupid, because she waited until after she sent the money off to research the company?  Luckily she informed the Post Office to stop the money order from being delivered. Learn from her mistake.

HBG Publications
 
I found out it was a scam for this website and decided to do a little research on them for myself. I found out that HBG Publications doesn't exist in Diamond Bar, CA. It doesn't exist any where in southern call. Not even the zip code matches. The one they gave me was 91789 and that was to a city called Walnut. So I called 411 and asked for their # and they gave me (909) 869-0563. No one answers, all I hear is beeping noises. So I called the number that was written in the newspaper and left a message saying that if they didn't send me my money back then I would report this to the police and have them handle it either that or I'll go to the district attorney's office and see if they can give me some advice on what to do about this. I should have known it was a scam and did some research on it before I sent my money in. Now I feel totally stupid about not doing something so simple like that.

HBG Publications

Its total rip off!!!! There has to be some kind of legal action we can take against these thieves.

HBG Publications

I'm glad I looked them up before I sent my $40.  I don't like being scammed and this way.

HBG Publications
20651 Golden Springs Drive #102
Diamond Bar, Calif. 91789

 
I just wanted to thank those of you who have reported this companies scamming. I to like everybody else, want to earn some extra spending money. I am a single parent and need some for bills and Christmas. Thanks again!

HBG Publications

I have the paper right in front of me for HBG Publications and it is so cleverly written that it seems real im just glad I looked them up before I sent them the money, Im a senior in High School and im trying to pay my Senior Fees and Im glad I diden't waste the money

HBG Publications  

I thank you all for having posted information about these immoral thieves. If it wasn't for this website and these complaints, I would be $40 in the hole.
.

HBG publications
California 91789
 
This company is an envelope stuffing business. They said I could make over $1750 weekly guaranteed in writing, if I stuffed envelopes. I was asked me to send in $40 so i did for the registration in their home mailer program, well they lied and sent me the home business guide,  didn't even order that.  they said also that my $40 was refundable, but when i tried contacting them i could get no response.  so not only did they rip me off but they will not even get in touch with me.  i sent a letter to them, still no response.  they said in that home business guide that if i sent the guide back to them they would give $30 back ... so i sent it, a week ago still nothing.  They are ignoring me completely, and I have no employment.  This is a scam.

HBG Publications

They sold me false advertisement .I am not happy with this made up HBG Public. I don't think they are smart, but I thought it was real so I sent in my money and they start talking about somrthing I didn't even sign up for.If you are reading this, send me my money back.Since you are rich off this scam you will have no problem refunding my money to 4611 e. Houston St. #1902.Public, This is a scam.

HBG Publications
 
SCAM!!! If it sounds to good to be true ... it is too good to be true! $40 down the drain...  Anyone know how I can get my money back?

***They also sold my address and contact info to other scammers!!!

HBG Publications

My husband also was attracted by the newspaper add! We decided to call and when we got the letter we where like no this has to be a scam! I am so glad that I decided to wait and research this company before I sent any money! I am gald people are posting messages so that others are not caught by these people!

HBG Publications
 
Total scam.  Said we would be stuffing envelopes and that was it.  What they meant was finding them others to scam and then we would be paid for those we scammed to sign up.  No thank you.

HGB Publication
Envelope Stuffer Scam

 
I found the ad in the newspaper here in Columbus, Ohio, called up for the info and they sent it, after a family member pointed the ad out to me. I assumed it was a scam in the first place. Why? There is NO SUCH THING as an "envelope stuffer." All envelope stuffing work is done COMPLETELY mechanically.

It is quite ridiculous these people get away with this crap. I have heard this scam has been around for quite some time - possibly surfacing around the time of the great depression. Whatever happened to laws against false advertisement? It does make you wonder how much money they actually take from people; they must be making something if they keep writing those ads. I just don't quite understand why these people aren't taken down. Anyway's, don't fall for this scam and feed the scammers any more cash than they all ready have taken. There is no such company that exists solely to mail things out. No such company exists that uses random people to mail things out for them. As I said before, any company that uses mass mailing systems use a strictly mechanical procedure to do so, via equipment. If not, then the post office will performs that service for well under even $0.25 per envelope. Also, 9.99/10 employment opportunities that require someone to send some kind of start-up/registration/security deposit are not legitimate. The best piece of advice I've heard regarding scams is (you guessed it): if it looks too good to be true, it probably is. You can remove the word "probably" from the above statement once you !VERIFY! the company/person(S) you're doing any kind of business with, employment or otherwise.

Highestpaysurveys A Division of M.P.C.   Read more on this company

highestpaysurveys.com is a scam. I paid $39.99 for this program and never have heard from them since that was 4 months ago. It's a scam so please don't be the fool I was they live off fools like me. Please share this information with your patrons to avoid any further scam.  Thank you.

Home Based Typist/ Work at Home Typist...e.t.c.

This is a scam. There is no particular company for this one. Some people make up a name of a company, so it sounds more sophisticated. Stay away from this one! They ask you for a one-time fee for 'training materials', and those basically explain how you type up ads that offer the same 'job' you're doing now, and you ask them to send you a one-time fee for the same 'training materials', so that they can in turn be scamming somebody else the same way. There's nothing productive about this job. And unless you love fooling people with a scam, it's not for you.

Home typist for the Internets oldest typing service

If I was to work for somebody why do they want me to pay $45 0r $65. Total scam

Homewerksolutions aka
Brandel Communications

They advertise Order Processors-work at home

The disks they send arrive either broken or with dangerous and non-working files. They try to run you in circles when you e-mail them by answering your questions with questions.

HPM-Enterprises

 
I paid £60 because he said what you have to pay to become a member of the site, so I did and waited five days which he told me wait. I paid through Paypals payment method, which takes 5 days to clear. After 5 days he gave me a username and log in and then i found nothing was ever in stock, I WAS SCAMMED please help!
 
SENT IN JUNE, OF 2005

HPM Enterprises

Same as the others,pay 80$ never get to order anything. But I got email address for people. His last know address. MrP.s.Takher, United Kingdom.

HPM Enterprises

I sent them the $90 and they didn't make me member until I file a complain then after they made me member nothing was in stock so they are selling nothing but a bunch of pictures in their website.

HMP Enterprises

Joined website and paid $89.00 USD and never sent login info. Wouldn't answer e-mail until I filed a claim.

HTM Enterprises

Will rip you for 50 pounds. phone number of Mr. Takher in the UK: 0870-765-1821

HPM Enterprises/WWD Shops

http://www.wwdshops.co.uk/shops/electric2/catalog/index.php

Joined there website to become a drop shipper, for £50, and have since not heard from them, and they have never restocked their website. They also seem to have closed my account, so I have no access at all now! Can someone please help me in getting my money back!

HUD Tracer Program/JWN Financial  

I signed up for what appears to be a scam by JMW Financial Services.
Since it had the seal of the Fair Business Association and they said
they were affiliated with HUD (and sent me to a site to prove this) I thought this was a legitimate company.

The reason i am emailing so many groups (HUD, advocacy groups, Gov agonies) is that, first, it is unclear as to if this is even legal? I cannot believe that HUD would back such a SCAM? Is there no government oversight to regulate this?

In addition, the company says they are in good standing with several agencies.....

Fair Business Association of America  - (BBB complaint)
National Association of Independent Paralegal  - (FTC complaint)
Para-Link International  (FTC complaint)
US Mortgage Lenders, Inc.
Wes-State Mortgage, Inc.  - (complaint scam)
ACFA (American Cash Flow Association) - (complaint scam)
Academy of Legal Investigations

It uses the FBAA site to make it look authentic.

http://fbaa.us/companies/jmwfinancialservices.htm


I contacted the FBAA, who said they would help me get the refund. (i was still turned down)

In my opinion, the FBAA should be investigated and shut down. I list these (details) further down on the page, and go through them one by one. Some have either had problems with the BBB, or FTC.
JMW claimed that I would be working for HUD and receiving checks from the government.

Then I read this....

HUD will only pay a refund to the legal recipient -- not to the tracer. This means tracers must attempt to collect their "fees" AFTER the recipient has received the money from HUD.

http://usgovinfo.about.com/library/weekly/aa040101a.htm

I was told when I signed up there was a money back guarantee, if I did not like it for any reason. The website does not provide conditions to the refund....

http://www.jmwfinancial.com/index.asp

I did not receive 30 returned letters. I am not in control of who throws the letter in the trash, instead of properly returning it to me. I was asked to wait 90 days for the refund (which i did). In response, they told me I did not send in 30 returned letters and I would NOT be granted a refund. (Original email at bottom)

When I first joined....

They had told me that there were no more openings for New Orleans,
then 1/2 second later, said OH yes we do have one, you are lucky?
Well after receiving the CD ($98) i found out that it is not a regional
software, and anyone can access the database for the Whole USA. Then
found out I had to supply stamps and letters costing me close to $100.

I had responded to an add in the gambit newspaper in New Orleans.
read...

$250 to $500 a week

Will train you to work at home helping the US government file HUD/FHA
mortgage refunds. No exp. needed. Call 1-866-537-2907 (no longer works)

THE BBB doesn't seem to think they are legit...

JMW Financial Services contacted a local consumer with an offer to make money by locating former HUD/FHA homeowners who may have funds due them from government backed mortgages that they have paid off. The company is selling information which is available free through any state & # 65533;s unclaimed funds office. The BBB suggests using extreme caution when responding to any such offer. While the offer may claim high earnings and short hours with little or no experience, Bureau files nationwide indicated no evidence of anyone making the promised money. This company has an unsatisfactory record with the BBB.

http://www.raleigh.bbb.org/ca_Aug2004.html

To view hundreds of complaints against them, see the following...

http://www.google.com/search?hl=en&lr=&q=%22jmw+financial%22+rip+off&btnG=Search

Membership in Good Standing with the following Associations:

Fair Business Association of America
FBAA is located at 11138 W Arizona Avenue #6, Youngstown, AZ 85363, phone (877) 875-3222, web site: www.fbaa.us According to the BBB Serving Phoenix, this company has an unsatisfactory record with the BBB due to its failure to substantiate or modify advertising claim(s). It has come to that Bureau's attention that this company is soliciting its services to businesses by informing them they have unsatisfactory records with the BBB. The company offers a copy of the unsatisfactory BBB report to the business; in some cases the report is found to be expired and/or does not contain current information.

The BBB requested substantiation from the company regarding their links to other companies. The company has failed to respond to the request.

http://www.data.bbb.org/phoenix2.asp
http://fbaa.us/companies/jmwfinancialservices.htm
http://www.fbaa.us/
National Association of Independent Paralegal
(FTC Vs paralink, also called Para-Link International)
Para-Link also does business under the name, The National Association of Independent
Paralegal
FEDERAL TRADE COMMISSION,
Plaintiff, v. PARA-LINK INTERNATIONAL, INC.,
a Florida corporation,
CIVIL NO.
http://www.ftc.gov/os/2000/10/paralinkcomp.pdf

US Mortgage Lenders, Inc. http://www.ncfgnotes.com/
Wes-State Mortgage, Inc.
STATE ex rel. v. WES-STATE MORTGAGE, INC.

The Attorney General filed a lawsuit on April 16, 1998, against this Eugene, Oregon-based company for failing to comply with the credit services organizations provisions of the KCPA and for misrepresenting its services. The company entered into a Consent Judgment on March 17, 1999, and agreed to be enjoined from future violations, and pay $968 in restitution to consumers, $3,500 in civil penalties, and $3,500 in investigative fees.

http://www.accesskansas.org/ksag/Divisions/Consumer/99annualrpt.pdf

http://www.oregonandwesternwa.bbb.org/commonreport.html?bid=50002761

http://www.debt-loans-portal.com/loan_broker_fraud.htm

ACFA (American Cash Flow Association)

http://www.crimes-ofpersuasion.com/Crimes/InPerson/MajorPerson/american_cash_flow.htm

http://www.papersourceonline.com/newswk.htm
and see how many people this company has defrauded.

Also, this release came out November 30, 2004
Treasurer Kennedy Issues Consumer Alert
Beware of Companies Charging Fees to Locate Unclaimed Property FOR IMMEDIATE RELEASE

http://www.treasury.state.la.us/newsroom/pressreleasescurrent/PR11302004.html

John Chin, a refund administrator for HUD, said the number of successful tracings by people like Morgan, who enrolled in the program but was unable to locate many of the people on the list she was given, have declined by more than 80 percent.

"They're not going to find many homeowners who are owed refunds," Chin said. "They're probably not going to find anybody because the list is picked over."

HUD officials say if the agency owes someone a refund and can't find the person, their own set of federally sanctioned tracers will eventually do the job for free.

Brian Noyes is a regional director for the US Department of Housing and Urban Development, the federal agency that tracers hired by JMW are supposed to be assisting. Noyes suspects few tracers succeed, and he's not sure officials at JMW care. "Their genuine interest is how many people will buy this $98 package that they're trying to sell," he said. The company offers a 90-day money-back guarantee to dissatisfied customers. Wright said 25 percent of those who enroll in the plan and then decide to request a refund receive it. Officials at the Better Business Bureau said they have compiled a lengthy file of complaints about JMW. "They have an unsatisfactory record due to a pattern of complaints," said Carrie Morgan, a bureau vice president. "Virtually no people get the money that they're promised in this type of scheme."

http://www.wsbtv.com/money/2851950/detail.html
also seen here...

HUD 'Tracer' Business? Watch Out!
Tracing doesn't pay and often leads to fraud
http://usgovinfo.about.com/library/weekly/aa040101a.htm

I sent back the CD_ROM which cost me $98.00 with a note, my name and phone number and request for a refund. I have not heard back from them. I have trouble understanding how the FBAA and HUD/FHA can back such a track record?

Inetcurrency.net

Illegally transfers money from one account to another. You can get in big trouble.

International Reselling Company

This is just like the other complaints I've seen on this website. You are to receive transfers to your paypal account and the send it Western Union to the Ukraine. Of course, I received the money and transferred to my bank account and thank goodness paypal sent me a buyer dispute from the person they stole the money from. I would have been responsible for the $1628.60 they sent back to the person they stole it from. They threatened to close my paypal account if I did not wire the money to the Ukraine, because I started sending them e-mails about the dispute from paypal. Thank goodness for paypal and the buyer dispute. support@ir-company.com

International Reselling Company

Tells you to wire money sent to you from a customer via paypal. Doesn't respond.
www.ir-company.com

 JMW Financial Service

JMW Financial Service claims that you can make $250 -- $500 weekly processing HUD/FHA refunds from home. And they give you a 90 day money back deal.

What a lie! First it costs $98 to get this program disk. Then you have to find these people that they don't even give a list of but redirect you to HUD's web site. then there's the money for paper, envelopes and stamps. I did this mailing out 30 letters per week for 2 months and got nothing back. Later I found out that though being a tracer isn't illegal anyone that is due the refunds can file for them for free though HUD. When I tried to get a refund on the $98 at least they told me to that I couldn't get it until I had proof that I mailed all these letters for the full 90 days and sent them at least 20 returned letters. A friend of mine was trying to do this at the same time and she got the same thing. So I checked with the BBB and even they say DON'T DO IT!!!

JMW Financial Services
Mesa, Az. 85202

I ordered the software from this company and started the work and did not get a single response, only returned envelopes.  I mailed all of my software back along with the 30 returned envelopes, like they ask for, and I am still fighting to get my money back.  If anyone out there knows a phone number to talk to a live person from this company, please write  cckelly52002@yahoo.com.  This company needs to be shut down!

JMW Financial Services
Mesa AZ

A friend paid $100.00, got a training pkg, and mailing list.  Never heard from JMW; never got any money; never rec'd any calls\letters back from those on mailing list. God thru me,pres. and owner of Xaiber Ministries, Inc.,told me to tell her it was a scam. I then proved it to her by going to google and typing in the following: www.training@jmwfinancial.com.

It brought up badreport-badbusiness.com which warns everyone not to pay JMW\work for them. Please take time to report them to any\all gov. agencies incl. HUD and contact your senators & congressman to take action asap to get rid of JMW ---- the FBI should be involved and press charges as the scam is way over the FBI's rule that it has to be more than $100,000.00 as I have been told.  Jesus loves us and knows so many want to earn an income or extra money.  He hates deceit and "false" companies.  More He abhors liars and those "ripping off" His people for whom He gave His life.  Before you pay money for a job (they're supposed to pay you!) - ask Him - He will tell you which are legit and which are not.